We’re On Your Team

As a team, we are always looking for ways to reduce tax liability. For instance, many of our clients have high balance IRA accounts that reflect years of tax deferred savings and growth. We design investment and withdrawal strategies that maximize Roth conversions prior to age 72  in order to reduce long term tax liability. This means carefully managing all taxable income in light of Federal tax brackets and the lesser known Medicare Income Related Monthly Adjustment. By diligently implementing the strategy above we have been able to help clients reduce Required Minimum Distributions as well as their income tax liability and Medicare surcharges.