Bonds are Back

Market Update for the Quarter EndingDecember 31, 2022 It was a miserable year for bonds. The bond market meltdown of 2022 has gone down in history as the worst ever, with the Bloomberg U.S. Aggregate Bond Index down 13.1%. To find losses anywhere near as deep, you’d...

Curious About Cryptocurrencies?

Cryptocurrencies have taken the world by storm. At a price of about $43,000 as of the writing of this newsletter, Bitcoin has a market capitalization of $815 billion, based on 18.9 million tokens in supply. Ethereum has a market capitalization of $390 billion.[1] So,...

Do You Need Help With Social Security?

Background: A client that had been recently widowed was both frustrated and emotionally drained because they had attempted to get in touch with the social security office multiple times and had no success making any changes or getting the information they needed. The...